The Unique Mortgage Challenges for Self-Employed Borrowers Self-employed professionals face a paradox when seeking mortgage financing – their business success often creates financial complexity that traditional lenders struggle to evaluate. While entrepreneurs may have substantial assets and income streams, the variable nature of their earnings and common tax minimization strategies can raise red flags with […]

The Reality of No-Money-Down Home Purchases The dream of homeownership becomes attainable for many through no-money-down mortgage programs that eliminate the traditional 20% down payment barrier. While these programs open doors, they come with specific eligibility requirements and long-term financial considerations that buyers must understand. Contrary to popular belief, zero-down options aren’t limited to military […]

The Current State of Mortgage Rates in Early 2025 Mortgage rates have entered 2025 at levels that continue to challenge many prospective homebuyers, though showing signs of stabilization after several years of volatility. The average 30-year fixed-rate mortgage currently sits in the 6.25% to 6.75% range across most lenders, representing a modest decline from the […]